Cosmic Loop FX
Payment Policy
Last updated: 14 November 2025
This Payment Policy explains the accepted methods of payment, currencies, and timing of charges for purchases made at Cosmic Loop FX.
Accepted Payment Methods
We accept the following payment methods:
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Visa
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MasterCard
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American Express
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PayPal
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Apple Pay / Google Pay (where supported)
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Klarna (Pay in 3 / Pay Later options where available)
All payments are processed securely through trusted third-party payment gateways.
Klarna payment options are subject to approval and eligibility checks. Using Klarna does not affect your statutory consumer rights.
Currency
All transactions on our website are processed in Pounds Sterling (GBP £).
If you're shopping from outside the UK, your payment provider may apply currency conversion fees.
Payment Timing
Your payment method will be charged immediately when you place your order.
Orders are processed once payment has been successfully received.
For Klarna payments, the instalment schedule is determined by Klarna at checkout.
Payment Security
We use industry-standard encryption and secure payment platforms to ensure your information is protected.
We do not store any payment details on our servers.
Taxes & VAT
United Kingdom
Prices include UK VAT (20%) where applicable.
European Union
We collect your country’s standard VAT rate at checkout.
EU orders are shipped DDP (Delivered Duty Paid) — VAT and any import duties are included in your checkout total.
No additional charges are due on delivery.
United States
No UK VAT is charged at checkout.
U.S. Customs may apply a 10% import tariff, as well as local state taxes or courier handling fees.
These charges are normally collected on delivery.
DDP (Delivered Duty Paid) shipping is available on request to avoid unexpected customs charges.
To arrange DDP, please email info@cosmicloopfx.com before or after placing your order for a quote.
Rest of World
No UK VAT is charged at checkout.
Local GST/VAT, import duties, or handling fees may be applied by your country’s customs authority.
DDP shipping may be available for certain destinations.
Please email us to check availability.
Pre-Paid Duties & Taxes (DDP)
We offer pre-paid duties and taxes for:
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All EU customers (automatic)
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US customers (optional)
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Many other international destinations (optional)
To request DDP for a non-EU order, please email info@cosmicloopfx.com with your order number, and we will confirm availability and provide a quote.
Klarna Legal Disclaimer (Required)
Klarna Payments
In cooperation with Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden.
Klarna offers the following payment options, subject to individual eligibility and credit checks:
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Pay in 30 days
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Pay in 3 instalments
Payment is to be made directly to Klarna.
Please note:
Klarna’s payment options are available based on an individual assessment carried out by Klarna.
Using Klarna does not affect your credit rating.
For full details, please review Klarna’s terms and privacy policy:
For support regarding Klarna payments:
https://www.klarna.com/uk/customer-service/